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Our Team

Service is our mission.

In order to serve you proficiently, we have forged a team of professionals whose specialized expertise combined with years of experience puts you in the best position to meet you or your organization's investment goals.

Robert B. Sathe, CLU, ChFc® Photo
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Robert B. Sathe, CLU, ChFc®


Robert B. Sathe

Phone: 859.392.8602
Fax: 859.392.8603
Email: bsathe@mcfadvisors.com

Robert B. Sathe, CLU, ChFc® is Chairman of MCF Advisors, LLC. Prior to founding MCF, Bob was the Regional Chief Executive Officer for CIGNA Financial Advisors. He was with CIGNA for 30 years before retiring in the year 2000. Bob serves in a fiduciary capacity for investment subcommittees for many of the Boards he serves on by providing oversight, governance and stewardship to the Board Chairman.

Bob has served on many boards in Cincinnati and Northern Kentucky including Playhouse in the Park, Carnegie Arts Center, Thomas Moore College, Thomas Moore College Foundation, Cincinnati Ballet, Fine Arts Institute, Fine Arts Annual Fund, Metropolitan Club, Coldstream Country Club, Cancer Family Care, Boy Scouts, Red Cross, Bethesda Hospitals, MMC, INC., CPX Family of Companies and The Bank of Kentucky.

In 1992, he received his Honorary Doctorate from Thomas More College for his work while on the board. He has also been recognized with the Dorothy Wood Community Service Award by Redwood School, Barbara Roe Lang Special Service Award by Cancer Family Care, the Bishop Hughes Award for his contribution to Catholic higher education in Kentucky and the Presidents’ Award by his alma mater Luther College. Bob has chaired many fund raising efforts in Northern Kentucky and Cincinnati.

Bob and his wife, Dell Ann, have four children, Andy, Jennifer, Elizabeth and Matthew. They also have eight grandchildren.

David L. Harris, Jr. Photo
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David L. Harris, Jr.


David L. Harris, Jr.

Phone: 859.967.0991
Fax: 859.967.0883
Email: dharris@mcfadvisors.com

CEO of MCF, an investment management firm. MCF serves clients through two divisions: Wealth Management (individuals, families and business owners) and Institutional (retirement plans - 401k, deferred compensation & defined benefit; endowments, health trust and corporations).  MCF is a Registered Investment Advisor with the Securities and Exchange Commission.

Professional Career:

  • In 2004, joined as Sr. Partner of MCF Advisors.
  • In 1989, Founder and CEO of MidSouth Capital Asset Management, LLC. MidSouth Capital provided investment management services to retirement plans, individuals, their families and businesses. MidSouth Capital was acquired in September of 2000 by a community bank.
  • In 1980, began financial services career as a Commodity Trader on the Chicago Exchanges, later becoming a Vice President of Integrated Resources, Inc., a Wall Street Investment Firm located in New York, New York.
  • University of Illinois 1976-1980, BS - Agriculture Finance. 

Community Service and Boards:

Mr. Harris was appointed Vice Chairman of the Board of Trustees for Kentucky Retirement Systems (KRS) in 2016 and serves as the Chairman of the KRS Investment Committee. He also serves on the Board of Directors of Lexington Christian Academy (LCA) and Armstrong Energy Inc.

He has served many organizations throughout Kentucky and Nationally: American Diabetes Association; Isiah House Ministries; God’s Pantry; National Financial Partners; Lighthouse Ministries; National Association of Plan Advisors; Chairman of Seven Stones Farm; Foundation for Better Communities in addition to supporting many other organizations.


  • Married to Jennifer for 33 years, two children; Ashley Gish – married to Dr. Brandon Gish and Justin Harris – married to Kaitlyn Harris; 4 grandchildren.
  • Southland Christian Church – Dave and Jennifer are active members.  
Andrew D. Sathe, MBA, CLU, CFP® Photo
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Andrew D. Sathe, MBA, CLU, CFP®

Vice President, Senior Consultant

Andrew D. Sathe

Phone: 859.392.1376
Fax: 859.392.8603
Email: asathe@mcfadvisors.com

Andy Sathe, MBA, CLU, CFP®, has been with MCF Advisors for over seven years, serving as a Consultant within the Wealth Management Division. He earned his undergraduate degree in Finance with a 2nd major in Philosophy from the University of Notre Dame, followed by an MBA from the Kelley School of Business at Indiana University.

Andy’s career has included stops in commercial real estate as well as investment banking. He is also highly involved in the local community, serving on multiple boards including Connetic Ventures, the UC Economics Center, UpTech, and the Cincinnati Golfers’ for Charity.

Andy resides in Hyde Park with his wife and 4 daughters.

Christopher T. Cochran, CLU, RHU Photo
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Christopher T. Cochran, CLU, RHU

Senior Consultant

Christopher T. Cochran

Phone: 859.392.8604
Fax: 859.392.8603
Email: ccochran@mcfadvisors.com

Chris Cochran joined MCF Advisors 13 years ago and serves as a Senior Consultant. Prior to joining MCF, Chris represented Massachusetts Mutual, Union Central, Connecticut Mutual and US Financial Life as agent, Vice President of Agencies performing sales, marketing, recruiting, training and product design functions. He earned a Bachelor of Arts in Political Science from the University of Kentucky and is a Chartered Life Underwriter (CLU) and Registered Health Underwriter (RHU).

Chris resides in Fairfield, Ohio with his wife Debbie. Chris and Debbie have seven children and are proud grandparents of 15 grandchildren. Chris is actively involved in community organizations including founder of the Jane Martin Cochran Memorial Fund serving Kenton (N KY) County Schools, the Catholic Inter-City Services Education Committee and was Chairman of the Greater Cincinnati Gideon Bible Blitz for Cincinnati/N. KY in 2016.  Professionally, Chris is Past President of The Cincinnati Chapter of Society of Financial Service Professionals.

Jeff L. Jennings, J.D., CFP®, AAMS® Photo
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Jeff L. Jennings, J.D., CFP®, AAMS®


Jeff L. Jennings

Phone: 859.967.0994
Fax: 859.967.0883
Email: jjennings@mcfadvisors.com

Jeff Jennings is a Certified Financial PlannerTM based in MCF’s Lexington office.  Prior to joining MCF, Jeff worked for two of the big four national brokerage houses. He stress tested retirement cash flow models for private clients and recommended appropriate risk strategies. He analyzed investment classes, market trends, and specific sector and industry strength. Prior to that, Jeff accessed and quantified risk for institutional clients in a legal capacity. Jeff graduated with a Juris Doctorate from the University Of Kentucky College Of Law and an undergraduate degree in economics. 

Jeff is a member of the Bluegrass Estate Planning Council, American Bar Association, Trust, Taxation & Probate Sections of the Kentucky Bar, Thoroughbred Club of America, United States Tennis Association, and the American & Cave Run Sailing Associations. Jeff serves on the board of UK’s Spindletop Hall and as an elder for First Presbyterian Church in Lexington. Jeff operates a farm in Scott County, on which he lives with his wife and daughter. 

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James Scott Downing


James Scott Downing

Phone: 859.967.0997
Fax: 859.967.0883
Email: sdowning@mcfadvisors.com

Scott Downing is a Consultant based in MCF’s Lexington office. He joined MCF in 2015. Prior to that, Scott worked for another independent financial planning firm in Lexington. Scott began his financial services career in 2006 with Vanguard at their corporate headquarters in Malvern, PA where he worked in the High Net-Worth Retirement division. Scott graduated from the University of Kentucky with a Bachelor’s Degree in Business Administration.

Scott is originally a native of Maysville, KY, but now makes his home in the Hamburg area of Lexington. His wife Allison is a native of St. Louis, MO, and she works as a teacher at The Lexington School. They have a son and a daughter who are twins.

Scott is a board member for The Lexington Dream Factory, The UK Fayette County Alumni Association, a graduate of Leadership Lexington, Past Chair of Leadership Lexington Alumni Association, and an active member and volunteer at Southland Christian Church. Scott also enjoys playing golf whenever possible.

Stephen A. Wright,  CFP®, CRPC® Photo
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Stephen A. Wright, CFP®, CRPC®


Stephen A. Wright

Phone: 859.392.1373
Fax: 859.392.8603
Email: swright@mcfadvisors.com

Stephen A. Wright, CFP®, CRPC® is a Financial Consultant at MCF Advisors in the Cincinnati / Northern Kentucky office. Stephen joined the firm in 2017 and has over 17 years of experience in serving clients by providing comprehensive financial services.

Stephen joined Morgan Stanley in 2009 and prior to that spent 10 years at Merrill Lynch in Ft. Mitchell, Kentucky as an Assistant Vice President. In 2005 Stephen achieved the designation of CERTIFIED FINANCIAL PLANNER™ and in 2008, through the College for Financial Planning, earned the Chartered Retirement Planning CounselorSM certification. 

Stephen graduated from Thomas More College with a Bachelor of Arts degree in Business with an emphasis in Finance. While at Thomas More College he studied globalization in Australia. After graduating, Stephen served as the secretary, then president of the Alumni Board of Directors for Thomas More College. Currently, Stephen sits on the Board of Directors at the Vineyard Christian Church in Florence, Kentucky.

Stephen lives in Northern Kentucky with his wife, Amy, and their three children.

Hunter B. Nighbert Photo
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Hunter B. Nighbert


Hunter B. Nighbert

Phone: 859.967.0990
Fax: 859.967.0883
Email: hnighbert@mcfadvisors.com

Hunter serves as Consultant and Investment Advisor Representative with MCF Advisors where he is active with both Private Clients and the Retirement Plan Advisory Group.  He studied Business Administration and Communications at Georgetown College from 1994-1999. After college Hunter went to work for a local de novo bank where help start and an insurance division / agency for the bank.  His service with the bank ended after 10 years as a Vice President of Lending and Relationships where he managed over $70 million in relationships for the bank. In 2009, he joined wealthMD Corp as a full time Investment Advisor Representative and eventually VP of Investments, from late 2009 through July of 2015.  He was active in developing strategies, financial planning and economic forecasting while managing portfolios for his clients.

Hunter serves his clients best by applying a high level of communication with the client combines with a commitment to educating the client of how and why portfolios are construed in the manner that they are.

Hunter lives in Lexington with his wife of 15 years, Amanda and their two children Tyler and Molly Hunter.  He serves several nonprofit organizations such as Aiden’s Angels (Board Member), Lakeview Estates Lake Association (Board Member), The Cystic Fibrosis Foundation, Habitat for Humanity. His family attends Crossroads Christian Church. In his spare time he enjoys outdoor activities, golf, hunting and fishing as well coaching youth sports. 

Matthew R. Sathe Photo
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Matthew R. Sathe


Matthew R. Sathe

Phone: 859.392.1385
Fax: 859.392.8603
Email: msathe@mcfadvisors.com

Matt Sathe is a Consultant at MCF Advisors specializing in wealth management. Matt began with MCF in 2014 and is based in the Covington, Kentucky office. Prior to MCF, Matt worked as an Internal Wholesaler at Nationwide Financial from 2011 to 2014 in Columbus, Ohio. Matt also served as the Sales Support Manager at the Life Insurance Division of Partners Financial from 2010 to 2011.

Matt earned his degree in Political Science from the University of Dayton in 2009. He is involved in the community; serving on the St. Elizabeth Foundation Board and the Leadership of Northern Kentucky Steering Committee. In his spare time, Matt enjoys golfing, running and spending time with his family, especially his 8 nieces and nephews.