Perspectives & News

Earnings season is under way for the second quarter. Don’t be surprised to see sudden stock price moves when companies report. But that doesn’t mean you should respond to every twitch. Each quarter, public companies open their books and disclose to the world how they performed during the past three months. It can be a time of great stress and great jubilation for shareholders. The move in the company’s share price following an earnings announcement often stems from whether the company beats or misses the expectations set by Wall Street.

As summer heats up, it pays to take a good look at how flexible you are. When you plan for the future, you need to be adaptable. No one knows what tomorrow holds.

When we talk about financial fitness, one of the most important measures is the value of our assets. The problem is that we often have false expectations about some asset types, and we need to break those illusions to focus on our real financial condition.

Americans expecting the government to fund their retirement may be sorely mistaken. Taking retirement savings into your own hands is the only smart move that can guarantee comfort in your years after work.

Capitalism is the best economic system in practice for charitable giving because it is the only one that gives us the freedom to allocate our capital as we see fit. But so many people equate capitalism with greed and think that the profit motive is not compatible with giving. This is a wrongheaded notion.

Taxes are a reality of life. As a result, taxes should be included in the evaluation and construction of any portfolio plan. Investors that ignore the effect of taxes on investments may end up paying higher taxes and earlier than needed. The good news is that investors have some control over when and how taxes will be generated in the investment process to reduce taxes.