facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Our Story

MCF Advisors LLC was founded in 2004, following a serendipitous meeting between Bob Sathe and Dave Harris. Bob, retired from a successful career with Cigna and Lincoln Financial Group, was leading Mid-Central Financial Advisors, Inc., the advisory firm he founded in 2000 to continue his passion for helping individuals. Dave was seeking to replicate his success in founding and leading MidSouth Capital Asset Management LLC, an advisory firm which he sold to a regional bank in 2000.

Together, they discovered a shared vision of what an independent, employee owned, and enduring advisory firm should be. Since that first meeting, MCF has grown to more than 28 employees (including ten employee shareholders) all of whom are focused on a shared mission to lead and guide individuals, families, and organizations. The firm advises over 740 households and 80 organizations representing approximately $2.7 billion of assets under management.

Bob Sathe

Dave Harris


Our DNA

Our purpose is to facilitate successful client outcomes, which is achieved through our dedication to excellence in financial leadership. We provide leadership to our clients through empathy, trust, stability and vision.

Our Values

Integrity

We believe that you are served best when we share our expertise passionately and with transparency.

Knowledge

We must continually learn, building upon our intellectual capital and our technical ability in order to guide effectively.

Service

When we continually strive to attain the highest standards, you experience superior service.

As a firm, our goal is to earn your trust and confidence, by offering leadership and guidance that provides peace of mind in matters of financial management. We believe that you are served best when we share our expertise passionately and with transparency. We continue to build upon our intellectual capital and our technical ability in order to effectively guide you. When we continually strive to attain the highest standards, you experience superior service.

Our Investment Philosophy


 

We believe that successful outcomes are the product of a disciplined and prudent approach:

  • Asset class exposure drives long-term investment returns
  • Diversification across asset classes can reduce downside risk and improve returns
  • Capital markets are mostly efficient and excessive investment costs can be eliminated
  • Rebalancing is a cornerstone of a disciplined process

Learn more about our Investment Philosophy


Recent Awards

2022 Awards

  1. Best Places to Work in Kentucky

2021 Awards

  1. 2021 Financial Advisor Magazine's Top Registered Investment Advisers
  2. Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firm
  3. Best Places to Work in Kentucky

2020 Awards

  1. 2019 Financial Advisor Magazine's Top Registered Investment Advisers
  2. Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firm
  3. Best Places to Work in Kentucky

2019 Awards

  1. 2020 Financial Advisor Magazine's Top Registered Investment Advisers
  2. Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firms
  3. Best Places to Work in Kentucky
  4. Best Places to Work Cincinnati Finalist

See All of our RECENT Awards


Best Places to Work in Kentucky is a survey and awards program dedicated to identifying and recognizing the Commonwealth’s best employers and providing organizations with valuable employee feedback. The selection process managed by Best Companies Group, is based on an assessment of the company’s employee policies and procedures and the results of an internal employee survey. The award is sponsored by the Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM), and a rotating third party sponsor, (2020 - 2022 ClearPath Mutual Insurance Company, Lifestyle Health Plans 2019).

MCF receives an email invitation to participate in the survey. No payment was required for participating in the survey, however, MCF is a dues paying member of the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management (KYSHRM). Each year, 100 companies are selected as winners. The number of participating entries was not disclosed. After receiving notice of inclusion in the list and list publication. MCF attended the awards banquet which included a payment for the cost of attendance.

Financial Advisor Magazine’s Top Registered Investment Advisers The rankings are based on prior year end discretionary and non-discretionary AUM reported on Form ADV.  To be eligible for the ranking, firms must be independent registered investment advisors and file their own ADV statement with the SEC and provide financial planning and related services to individual clients. Firms must have at least $50 million in assets under management as of the prior year end. Corporate RIA firms and investment advisor representatives (IARs) are not eligible for this survey.

MCF receives an email invitation to participate in FA’s annual nationwide RIA ranking survey.  The survey review included information provided by MCF, as well as public data available through the firm’s ADV filing. No payment was required for participating in the survey.  After receiving notice of inclusion in the list and list publication. MCF elected not to pay for electronic use or hard copy reprints.

The 2021 comprehensive ranking list consisted of 607 firms and MCF was ranked 188 overall. The number of participating entries in 2021 was not disclosed. The 2020 comprehensive ranking list consisted of 715 firms and MCF was ranked 203 overall. The number of participating entries in 2020 was not disclosed. The 2019 comprehensive ranking list consisted of 683 firms and MCF was ranked 207 overall. The number of participating entries in 2019 was not disclosed.

Cincinnati Business Courier Best Places to Work The Cincinnati Business Courier ranks “best places to work” by administering employee surveys through a third party, Quantum Workplace. Companies are rated by their employees in areas such as senior leadership, team effectiveness, work recognition and benefits. Quantum then scores the companies and ranks the “best places to work” in five size categories as determined by employee size.

MCF receives an email invitation to participate in the survey. Neither employers nor their employees pay a fee to the Cincinnati Business Courier in exchange for inclusion in the rankings. No payment was required for participating in the survey.  After receiving notice of inclusion in the list and list publication. MCF elected not to pay for electronic use or hard copy reprints.

Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firms The rankings are based on locally managed assets as of May 1st of the survey year. Local is defined as offices within the counties of Brown, Butler, Clermont, Hamilton, Warren counties in Ohio; Boone, Bracken, Campbell, Gallatin, Grant, Kenton, Pendleton in Kentucky; and Franklin, Dearborn, and Ohio in Indiana. MCF’s investment team is based in Kenton county.

MCF receives an email invitation to participate in the survey.  The survey review included information provided by MCF. No payment was required for participating in the survey, however, some employees have paid subscriptions to the Cincinnati Business Courier. After receiving notice of inclusion in the list and list publication. MCF chose to pay for electronic use of the survey rankings and reprints. Each year, 25 companies are ranked in the list. The number of participating entries was not disclosed.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MCF is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of MCF by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Best Places to Work in Kentucky is a survey and awards program dedicated to identifying and recognizing the Commonwealth’s best employers and providing organizations with valuable employee feedback. Please click here to learn more about the survey.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MCF is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of MCF by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.