Our Story

MCF Advisors was founded in 2004 with a simple but powerful belief: exceptional financial advice is built on trust, relationships, and a commitment to putting clients first.

What began with a shared vision between founders Bob Sathe and Dave Harris has grown into a leading well-established wealth management firm serving individuals, families, business owners, and organizations across the country. Throughout our growth, we have remained focused on helping clients navigate complexity, make confident decisions, and achieve meaningful outcomes.

Today, MCF combines the resources and expertise of a large advisory firm with the personalized service and accountability of a trusted local advisor. We advise more than 1,900 households and 80 organizations and oversee approximately $5.36 billion in assets under management¹.

Dave Harris

Bob Sathe

As an independent fiduciary, we are committed to providing objective advice that puts our clients' interests first. Our advisors work closely with clients to simplify complexity, identify opportunities, and build strategies designed to support them through every stage of life, whether they are planning for retirement, navigating a business transition, stewarding multigenerational wealth, or advancing the mission of an organization they serve.

MCF has also expanded through intentional partnerships with firms that share our values, client-first mindset, and commitment to excellence. These partnerships have strengthened our capabilities, broadened our expertise, and created opportunities to better serve and impact clients while preserving the personalized relationships that remain at the heart of our business.

Our team brings together professionals across wealth management, financial planning, investment management, retirement plan consulting, tax and accounting services, estate and legacy planning coordination, and institutional advisory services. This collaborative approach allows us to address the full spectrum of our clients' financial lives, creating integrated strategies tailored to their goals, values, and aspirations.

While much has changed since our founding, the principles that guide us have remained constant. We believe that great advice goes beyond investments. It requires listening, understanding what matters most, and serving as a trusted partner through life's opportunities and challenges.

As we look ahead, our focus remains the same as it was on day one: serving as faithful stewards of our clients' trust, building lasting relationships, and helping individuals, families, and organizations achieve what matters most.

Our DNA

Our purpose is to facilitate successful client outcomes, which is achieved through our dedication to excellence in financial leadership. We provide leadership to our clients through empathy, trust, stability and vision.

Our Values

Integrity

We believe that you are served best when we share our expertise passionately and with transparency.

Knowledge

We must continually learn, building upon our intellectual capital and our technical ability in order to guide effectively.

Service

When we continually strive to attain the highest standards, you experience superior service.

Growth

Growth is our fuel. It unlocks our ability to attract and develop talent, driving our organization forward.

As a firm, our goal is to earn your trust and confidence, by offering leadership and guidance that provides peace of mind in matters of financial management. We believe that you are served best when we share our expertise passionately and with transparency. We continue to build upon our intellectual capital and our technical ability in order to effectively guide you. When we continually strive to attain the highest standards, you experience superior service.

Our Investment Philosophy

We believe that successful outcomes are the product of a disciplined and prudent approach:

Asset class exposure drives long-term investment returns
Diversification across asset classes can reduce downside risk and improve returns
Capital markets are mostly efficient and excessive investment costs can be eliminated
Rebalancing is a cornerstone of a disciplined process

Learn more about our Investment Philosophy

Recent Awards

2026 Awards

Best Places to Work in Kentucky
Best Places to Work Cincinnati Finalist

2025 Awards

Best Places to Work in Kentucky

2024 Awards

2023 AWARDS

2022 Awards

2021 Awards

See All of our RECENT Awards

Best Places to Work in Kentucky is a survey and awards program dedicated to identifying and recognizing the Commonwealth’s best employers and providing organizations with valuable employee feedback. The selection process managed by Workforce Research Group, is based on an assessment of the company’s employee policies and procedures and the results of an internal employee survey. The award is sponsored by the Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM), and a rotating third party sponsor, (2020 - 2023 ClearPath Mutual Insurance Company, Lifestyle Health Plans 2019, CHI St. Joseph Health 2024-2025).

MCF receives an email invitation to participate in the survey. No payment was required for participating in the survey, however, MCF is a dues paying member of the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management (KYSHRM). Each year, 100 companies are selected as winners. The number of participating entries was not disclosed. After receiving notice of inclusion in the list and list publication. MCF attends the awards banquet which requires a payment for the cost of attendance.

Financial Advisor Magazine’s Registered Investment Advisers The rankings are based on prior year end discretionary and non-discretionary AUM reported on Form ADV. To be eligible for the ranking, firms must be independent registered investment advisors and file their own ADV statement with the SEC and provide financial planning and related services to individual clients. Firms must have at least $50 million in assets under management as of the prior year end. Corporate RIA firms and investment advisor representatives (IARs) are not eligible for this survey. FA Magazine’s RIA ranking orders firms from largest to smallest, based on AUM reported by firms that voluntarily complete and submit the survey.

MCF receives an email invitation to participate in FA’s annual nationwide RIA ranking survey. The survey review included information provided by MCF, as well as public data available through the firm’s ADV filing. No payment was required for participating in the survey. After receiving notice of inclusion in the list and list publication, MCF elected not to pay for electronic use or hard copy reprints.

The 2024 comprehensive ranking list consisted of 431 firms and MCF was ranked 158 overall.
The 2023 comprehensive ranking list consisted of 521 firms and MCF was ranked 189 overall.
The 2022 comprehensive ranking list consisted of 534 firms and MCF was ranked 185 overall.
The 2021 comprehensive ranking list consisted of 607 firms and MCF was ranked 188 overall.
The 2020 comprehensive ranking list consisted of 715 firms and MCF was ranked 203 overall.
The 2019 comprehensive ranking list consisted of 683 firms and MCF was ranked 207 overall.

The number of participating entries for each year has not been disclosed.

Cincinnati Business Courier Best Places to Work The Cincinnati Business Courier ranks “best places to work” by administering employee surveys through a third party, Quantum Workplace. Companies are rated by their employees in areas such as senior leadership, team effectiveness, work recognition and benefits. Quantum then scores the companies and ranks the “best places to work” in five size categories as determined by employee size.

MCF receives an email invitation to participate in the survey. Neither employers nor their employees pay a fee to the Cincinnati Business Courier in exchange for inclusion in the rankings. No payment was required for participating in the survey. After receiving notice of inclusion in the list and list publication. MCF elected not to pay for electronic use or hard copy reprints.

Cincinnati Business Courier’s Largest Greater Cincinnati Money Management Firms The rankings are based on locally managed assets as of May 1st of the survey year. Local is defined as offices within the counties of Brown, Butler, Clermont, Hamilton, Warren counties in Ohio; Boone, Bracken, Campbell, Gallatin, Grant, Kenton, Pendleton in Kentucky; and Franklin, Dearborn, and Ohio in Indiana. MCF’s investment team is based in Kenton county.

MCF receives an email invitation to participate in the survey. The survey review included information provided by MCF. No payment was required for participating in the survey, however, some employees have paid subscriptions to the Cincinnati Business Courier. After receiving notice of inclusion in the list and list publication. MCF chose to pay for electronic use of the survey rankings and reprints. Each year, 25 companies are ranked in the list. The number of participating entries was not disclosed.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if MCF is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of MCF by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

¹ Current AUM as of 06.30.26