Participant Insights

Portfolio rebalancing, how to budget your money, what’s an HSA and who needs one? Preparing for retirement is hard. From personal finance basics to retirement planning and everything in between, we’ve got a few ideas to make life a little simpler. Contact MCF with any questions.

Financial Wellness

The Importance of Naming a Beneficiary

February 16, 2025 Plan Basics

Do you know what will happen to your retirement savings if you were to pass away? Here are some things you should know about naming beneficiaries that could save your loved ones’ time, money and frustration.

Retirement Plan Crossword

October 13, 2024 Plan Basics

Let’s see how well you know some common questions and terms about a typical retirement plan!

Employer Matching – How to Make the Most of Your Plan

September 17, 2024 Plan Basics Financial Wellness

Many defined contribution plans include something called employer matching, meaning that your employer contributes a certain amount to your retirement savings plan based on your personal contribution. Employers use various match formulas to determine their contribution, but we have highlighted three common scenarios that show the importance of knowing the facets of your retirement plan.

How Much Do You Know About Your Retirement Plan Quiz?

July 19, 2024 Plan Basics

Many people often find that they know far less about their retirement plan than they thought. Test yourself with the quiz below and see how much you know about your financial future.

The 4 Essential Elements of a Retirement Plan

July 13, 2022 Plan Basics

With expanding life spans and increasing retirement costs, it will require serious retirement planning to ensure that your income will last a lifetime. Here are the four essential elements of a sound retirement plan:

“Do it for me” Investment Strategies: Managed Account vs. Target Dates

June 6, 2022 Plan Basics

Deciding how to invest your retirement plan savings can be challenging and intimidating. Doing it in the best way requires understanding different investments and strategies, as well as having the time to track performance and make changes.