Participant Insights

Portfolio rebalancing, how to budget your money, what’s an HSA and who needs one? Preparing for retirement is hard. From personal finance basics to retirement planning and everything in between, we’ve got a few ideas to make life a little simpler. Contact MCF with any questions.

Financial Wellness

How Long Will Your Money Last?

December 2, 2025 Investments Retirement

With all the advanced technology, calculators, and strategy tools available, it is still often difficult to understand the difference between what you can save for retirement and what is needed to retire. It is not an exact science, and it comes with many variables at play – investment returns, inflation, unforeseen expenses, all of which can affect the longevity of your savings. Sometimes, it is helpful to see what your account will likely provide over the course of your retirement. This can also help you set an achievable goal.

Road to Retirement

November 18, 2025 Retirement

Before You Take a Retirement Plan Loan Know the Facts Your retirement plan may allow you to borrow from your account—but before you do, it’s important to understand how it can impact your future savings. Think of it like a U-turn on your savings highway. It could cost you more time and money than you expect.

Retirement May Be Your Next Adventure

October 9, 2025 Retirement

Retirement could often be seen as the “end of the road,” but that idea may not fit everyone. Your retirement could be a new chapter rather than a closing one.

3 Ways to Retire with Confidence

September 15, 2025 Retirement

Frequently, the news about retirement can sound discouraging. Traditional pensions are less common for most workers, many people are not saving as much as they may need, and questions continue to be raised about the long-term outlook for Social Security. However, the picture may not be as bleak as it is sometimes portrayed. Here are three practical steps that individuals can take to help strengthen their retirement readiness:

Don't Leave Your Retirement Behind

August 3, 2025 Retirement

Starting a brand new job is exciting and full of a lot of new benefits, but don’t forget about the retirement plan you left behind. There are many different ways to handle an old retirement account, and here are your four options:

Four Basic Steps for a Successful Retirement

June 17, 2025 Retirement

We understand that most retirement savers aren’t financial experts, and that can make preparing for retirement feel overwhelming. The good news is that achieving a successful retirement doesn’t have to be complicated. By following a few basic steps, you could set yourself up for long-term financial security.