Participant Insights

Portfolio rebalancing, how to budget your money, what’s an HSA and who needs one? Preparing for retirement is hard. From personal finance basics to retirement planning and everything in between, we’ve got a few ideas to make life a little simpler. Contact MCF with any questions.

Financial Wellness

MCF Education Webinar – April 2021 Retirement Goal Setting

April 13, 2021 Savings

Join Hunter Nighbert, Financial Advisor, as he discusses how much retirement actually costs and the value of being precise in setting your retirement goals.

The 12% Savings Goal

April 5, 2021 Savings

Most people need to save more — often a lot more — to build a nest egg that can meet their needs. Many financial experts recommend putting away 12 to 15 percent of your pay for retirement, starting as early in your career as possible[1]. There’s a relatively painless way to reach that goal.

Prioritizing Debt

March 2, 2021 Savings

Debt is sweeping the nation. With student loan debt becoming astronomical among millennials and credit card debt piling up in the background, it can feel overwhelming that your savings is getting the short end of your paycheck. According to the Federal Reserve Bank of New York, Americans’ total household debt as of 2019 has reached $14 trillion – a record high. Thoughts of financial stress flood our minds of how we are going to afford our current lifestyle and our future in retirement.

Planning and Saving for Life Events

February 2, 2021 Savings

Planning for a major event in your life can take a toll on not only your sanity, but your finances. Major life events are increasing in cost annually and we can be left thinking to ourselves, “can we even afford this?” Below are savings tips and insights into some of the major life events that we all experience one way or another.

Are You Saving Enough?

January 5, 2021 Savings

The 12% Savings Goal

December 15, 2020 Savings

Most people need to save more — often a lot more — to build a nest egg that can meet their needs. Many financial experts recommend putting away 12 to 15 percent of your pay for retirement. There is a relatively painless way to reach that goal.